# All About Asset Allocation, Second Edition ## Metadata * Author: [Richard A. Ferri](https://www.amazon.comundefined) * ASIN: B003ZUXQBW * ISBN: 0071700781 * Reference: https://www.amazon.com/dp/B003ZUXQBW * [Kindle link](kindle://book?action=open&asin=B003ZUXQBW) ## Highlights earnings average from Professor Robert Shiller’s database that is available to be public at www.econ.yale.edu/~shiller/data.htm. There have been several periods when the ratio was high, although none quite match the speculative premium on stocks that existed in the late 1990s. There — location: [3016](kindle://book?action=open&asin=B003ZUXQBW&location=3016) ^ref-33023 --- They might also have a short-term bond or CD account where they are putting money away for a large purchase such as a new home. Designing a long-term — location: [3158](kindle://book?action=open&asin=B003ZUXQBW&location=3158) ^ref-20769 --- www.PortfolioSolutions.com. — location: [3226](kindle://book?action=open&asin=B003ZUXQBW&location=3226) ^ref-519 --- At this stage, the cash savings set aside for living expenses and emergencies should be extended out to 12 months, — location: [3230](kindle://book?action=open&asin=B003ZUXQBW&location=3230) ^ref-63874 --- If a person’s income places him or her in an income tax bracket of 30 percent or more, that person should consider tax-free municipal bonds. The after-tax return from tax-free bonds will be higher than having taxable bonds and paying the taxes. — location: [3240](kindle://book?action=open&asin=B003ZUXQBW&location=3240) ^ref-7226 --- Garrett Planning Network at (866) — location: [3305](kindle://book?action=open&asin=B003ZUXQBW&location=3305) ^ref-28079 --- 260–8400. Two other sources of financial planner referrals are the Financial Planner Association at (800) 322–4237 and the National Association of Personal Financial Advisors at (800) 366–2732. All three organizations have Web sites. — location: [3305](kindle://book?action=open&asin=B003ZUXQBW&location=3305) ^ref-44128 --- When a loss occurs, “swapping” mutual funds can increase after-tax performance. Tax swapping involves selling one investment and incurring a tax loss while simultaneously buying another investment that is very similar to the one sold but not “substantially identical” to — location: [3931](kindle://book?action=open&asin=B003ZUXQBW&location=3931) ^ref-40676 --- tax-swapping — location: [3962](kindle://book?action=open&asin=B003ZUXQBW&location=3962) ^ref-36071 ---